Kresna Social Science and Humanities Research
Full Lenght Article
Determinant Of Sharia Bank Indonesia Rate With Financing And Deposit In Indonesian Islamic Banking Asset
Abstract
This study aims to analyze the effect of bank certificates of Indonesia sharia (SBIS), financing to deposit ratio (FDR), and non-performing financing (NPF) against assets of Islamic Banking in Indonesia. The data used in this study are monthly time series data from the period from 2009 until 2013, published by Bank Indonesia of Indonesian Financial Statistics Report. The method of analysis used in this study is the Ordinary Least Square (OLS). The results of this study indicate that the variable certificates Indonesia sharia banks ((5.296593 and 0.0000), and financing to deposit ratio (5.512164 and 0.0000) had significant positive influence on Islamic banking assets in Indonesia. While non-performing financing variables (15.78500 and 0.0000) had significant negative towards Islamic banking assets in Indonesia.
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Declarations
Conflict of Interest Statement
The author (s) declare that the research was conducted in the absence of any commercial or financial relationships that could be construed as a potential conflict of interest.
Bibliographic Information
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Submitted
19 November 2020 -
Revised
18 October 2021 -
Published
1 December 2020